MyFinFree

Know what your portfolio is worth to your goals.

MyFinFree reads your holdings — what they are strong at, where they are thin — and turns your goals into a route to financial freedom.

Your broker connects read-only. We never place a trade.

The MyFinFree dashboard: total value across two accounts, what the positions hold once funds are looked through, an allocation sitting outside its band, and a goal's funding.
⚑ House deposit · €120 000≈ Jun 2033⚑ Retire at 60 · €850 000≈ Jun 204420262046
How it works

Three steps, all of them yours.

01

A goal becomes numbers

An amount, a deadline, and the date your plan actually gets there. A goal without a number and a date is a wish.

Retire at 60
Jun 2044
€284 910of €850 000
Contributing €1 240 per month
02

Risk becomes a strategy

An allocation you can hold through the drawdown you said you could stomach, with a tolerance band around every weight.

Global equity64.0%+4.0pp
55%target 60%65%

Government bonds27.0%−3.0pp
25%target 30%35%

03

You see what you really hold

Funds are opened up into the companies inside them, so concentration shows before it hurts — and every scenario can be rehearsed before it happens.

Largest single company across all funds
7.8%
Microsoft, through 3 ETFs
Portfolio vs benchmark, 3 years
+1.2 pp
After fees, dividends reinvested

The figures in these examples are illustrative — they are nobody’s portfolio, and not a result to expect.

Goals

A goal never touches your money. It watches it.

House depositGoal · measures, never spends
Capital€120 000
ScopeHouse pool
01 · Name it in numbers

A capital amount — or a monthly income you want your portfolio to pay. A goal without a number and a date is a wish.

“House deposit — €120 000” · “Retirement — €2 400 / mo”

Salary€4 200 / moHouse pool€38 400Pension pool€214 300⚑02 · Point it at your money

A goal reads one pool of savings or the whole plan — it holds nothing and spends nothing. Your money keeps flowing exactly as you routed it.

Measures the house pool alone, or every pool together

⚑ House deposit · €120 000≈ Jun 20332026204603 · Get a date, not a hope

The plan projects your savings forward and marks where the curve crosses each goal. Change an income, a rule or a return — the date moves honestly.

“Goal reached ≈ Jun 2033”

The behaviour gap

The average investor underperforms the fund they own.

The fund is fine. The problem is timing: people sell when prices fall and buy back too late. So they miss the best days — and a few days make most of the gain. MyFinFree helps you stay on plan and skip that mistake.

−56%

Miss the ten best days over thirty years and you keep less than half the gain of someone who simply stayed invested.

Hartford Funds, Timing the Market Is Impossible, 2026 · S&P 500, 1996–2025

76%

of the market's best days arrived during a falling market, or in the first two months of the recovery — right when selling feels most sensible.

Hartford Funds, Timing the Market Is Impossible, 2026 · S&P 500, 1996–2025

11.4%

a year is what the most active traders earned, in a study of 66 000 households, while the market they were trading returned 17.9%.

Barber & Odean, Journal of Finance, 2000 · US households, 1991–1996

−0.8 pp

a year, at the top of the range, is what European fund investors lose to the timing of their buying and selling — as much as 27% of what the funds themselves made.

Morningstar, Mind the Gap 2023 · European cross-border funds, 2018–2023

Add what you hold, set a goal, see the route to it.

Start with a linked account or a few positions by hand. Start free. Plus and Pro when you need more.